Now that you have bought your instrument, the most important thing to do is get it insured.

First of all, research companies to find the best policy for your needs. Some companies include instruments under a homeowner’s insurance policy; others offer protection only for instruments. Check online for names of companies.

Next, know the conditions of the policy. Many companies do not cover something that is called “unavoidable theft.” That means if you left your instrument unattended in a place that anyone can access such as a rehearsal studio, the company will not cover the theft. If your house was broken into and your instrument stolen, that is different, but make sure theft is included in the policy.

A good rule of thumb: if you wouldn’t leave your child unattended in a certain place, then don’t leave your instrument there, either.

Finally, be organized.

Have up-to-date receipts and paperwork of your instrument and any other accessories that might be covered. Take several pictures of your instrument from different angles including the serial number and any distinguishing marks.

If you need any help in determining the value of your instrument or if you need paperwork showing proof of purchase, West Music will be glad to help.